Welcome to RationalFX

Comprehensive international payments and foreign exchange services to get you where you want to be.

RationalFX is one of Europe’s leading international payment providers. Since 2005, we have helped over 180,000 businesses and individuals to streamline their bank to bank transfers with smart global payment solutions.

Why choose RationalFX

Based in the heart of London’s financial district Canary Wharf, RationalFX has traded over $10billion in currencies across the globe. Take advantage of our competitive exchange rates, market expertise, suite of FX products and online payment platform when you make bank to bank transfers in over 50 currencies worldwide.

Who we work with

Multi coloured Import export boat on the sea – Corporate pay solutions. RationalFX provide global pay solutions and international payment services for businesses of all sizes and industries.

Corporate Payment Solutions for Businesses

Protect your profits with a uniquely-crafted foreign exchange strategy aligned to your business’s requirements. Make a Spot Payment, book a Forward Contract, set a Stop Loss or leverage a Currency Exchange Risk Strategy.


Person sailing on a boat – cross border payments for personal clients. RationalFX help individual clients to save time and money when making money transfers abroad.

Foreign Exchange Services for Individuals and Private Clients

Whether you’re buying or selling a property abroad, emigrating or are paying overseas bills, we offer highly competitive exchange rates, tailored FX products and a personalised service to help your money go further.

Smart Partnership Opportunities with RationalFX

We offer a range of smart and innovative partnership opportunities. By working together, we can provide you with the global payment solutions you need to grow your business and add an additional revenue stream.


What we offer

We pride ourselves on providing the highest standards of service to all our clients. Whatever your reason may be for making international payments, we’re here to make sure your experience is tailored to meet your every need.

Whether you are a business that imports or exports goods or a personal customer looking to purchase a property abroad, our currency specialists will give you the guidance you need to effectively manage your international payments, saving you time and money.

All of our clients have access to our online payments platform that provides cost-effective and secure payments around the clock.

Read more about our background

Market News and Analysis


RFXplainer: Travelling overseas to buy, sell or let property

As of March 29th, foreign travel from the UK remains illegal for all but non-essential reasons. Those essential reasons, however, include anything “in connection with the purchase, sale, letting or rental of a residential property.” In this first of our RFXplainer series, we’ll give you all the information you need if you have to travel for any of these reasons. 


Market report: USD drops to four week lows

USD  The dollar dropped to four-week lows versus other major currencies yesterday. Treasury yields pulled back from last month’s surge and investors are increasingly convinced the US Federal Reserve will keep interest rates low for the foreseeable.  Many investors remain nervous the Fed could change its tone later this year. Especially if inflation readings swing much higher […]


Market report: GBP sinks to seven month low

GBP The pound fell to a seven month low against the euro on Tuesday. This followed the Bank of England’s (BoE) Chief Economist Andy Haldane announcing he would be leaving the BoE’s Monetary Policy Committee (MPC).  Haldane is famously ‘hawkish’ and favourable towards increasing interest rates. Something seen as a positive for the pound.   This isn’t the first […]


Market report: US budget deficit hits record highs

USD March’s US budget deficit hit a record monthly high of $660 billion, it was revealed yesterday. This is the third highest US monthly deficit on record. This followed the distribution of the Biden administration’s latest stimulus package. The deficit for the first six months of the 2021 fiscal year has now jumped to a record $1.7 trillion compared to a […]


Market report: GBP’s struggles continue

GBP Sterling’s struggles continued last week as concerns around profit-taking and the AstraZeneca vaccine took its toll. This is despite the UK government pledging once again to offer a vaccine to every adult in the country by the end of July. However, under 30s will now be offered an alternative to the controversial AstraZeneca vaccine. The jab’s blood clot concerns have cast doubt […]


Market Data

Please note:

Rates shown above are Interbank rates which show where the wider market is currently trading and aren’t indicative of the currency rates we can offer. For current availability rates and to view more currencies, please log in to your online account or contact us. Rates are provided by TradingView.