Foreign Exchange Services for Individuals

Send money abroad with RationalFX, efficiently, securely and cost-effectively.

With RationalFX, you can make an international payment in over 50 currencies to more than 170 countries worldwide. We offer a transparent service with no hidden fees. You can send money abroad by using our secure 24/7 online platform or by discussing your requirements with a dedicated currency specialist over the phone.

Examples of how we can help

Manarola traditional typical Italian village in National park Cinque Terre with colourful multi-coloured buildings houses on rock cliff and marine harbour, night evening view – international payments for buying or selling a property abroad. RationalFX can help you save money on your overseas transfers when you make a payment purchasing home abroad.

Buying or Selling a Property Abroad

Whether you’re looking to purchase a new home or send funds from your recent sale, we can help you save money when buying or selling a property abroad. Say goodbye to additional charges and hello to competitive exchange rates.

Aeroplane flying above the clouds – money transfers for moving abroad. International payments for moving overseas and emigrating, including regular overseas payments.

Emigrating or Moving Overseas

Are you emigrating or retiring abroad? Perhaps a career change means you have to relocate overseas? Our currency exchange rates are highly competitive, helping your money go further when you begin the next chapter of your life.

Couple driving along a mountain road in an open top car with sun gleam – importing luxury goods from abroad. Save money on international payments when buying a yacht from abroad, buying a car from abroad or importing a luxury good from abroad.

Importing Luxury Goods from Abroad

Buying a car, a yacht or other luxury goods from overseas can often be a more cost-effective option than making a domestic purchase. You can make huge savings when making international payments for your goods, helping to reduce the overall importing cost.

Students throwing graduation caps in the air outside building – paying overseas tuition fees. Our international payment services help you to save money when making payments for studying abroad and overseas education.

Paying Overseas Education Fees

Studying abroad is becoming increasingly popular with students, as well as overseas students choosing to study in the UK. Thanks to our competitive exchange rates, low transfer fees and suite of FX products, RationalFX allows you to save money when you pay overseas tuition fees or send money abroad.

Close-up portrait of elderly couple hugging on seafront – moving pension payments abroad. RationalFX can help you transfer uk pension payments abroad. Move your UK pension living abroad or plan your pension when moving abroad.

Moving Your Pension Abroad

Retiring abroad? You can still receive the UK State Pension. However, transferring your pension abroad into your overseas bank account could mean ever changing exchange rates and fee charges eating into your funds. Make the most of your hard-earned pension and reduce costs with RationalFX.

Overseas Mortgages and Regular Repayments

As a specialist currency provider, RationalFX can help you save money on your overseas mortgage and regular repayments, including rent and living expenses. Our competitive exchange rates and comprehensive FX products can help protect your transfers from currency fluctuations.


Market news and analysis

  • GBP retreats as trade talks begin
    GBP Sterling fell to five week lows against the euro on Thursday, as Britain confirmed a hard stance on trade talks with the European Union. Reports are also suggesting that the new Finance Minister may not spend as much as expected, which has caused the pound to weaken further. The new Finance Minister, Rishi Sunak, […]
  • Sterling falls amid budget concerns
    GBP The pound fell on Wednesday following market speculation of a delay to the UK’s budget announcement in March. Investors sold GBP during Wednesday’s trade as fears grew that the budget may contain less fiscal stimulus than markets had initially hoped for, especially in the immediate aftermath of the appointment of Rishi Sunak. According to reports, Sunak may […]