Foreign Exchange Services for Individuals

Help your money go further when you make international payments with RationalFX.

Send or receive money in over 50 currencies, efficiently, securely and cost-effectively. Our competitive exchange rates will help your money go further without any hidden fees.

Whether you’re buying property abroad, emigrating, making regular payments for mortgages, transferring your pensions, paying overseas education fees or importing luxury goods, we’ll make sure your funds are where they need to be on time.

Products and Services

Black car driving on a mountain road – how RationalFX can help. International money transfers with competitive exchange rates and low to no transfer fees and expert guidance.

How We Can Help

RationalFX can help you manage your international payments and save money in the process. Whether you’re buying a property, making regular payments, sending your pension payment abroad or importing a car, our dedicated team will work with you to get the best return when you send money abroad.

House surrounded by greenery, overlooking turquoise ocean – types of FX products. Foreign exchange and international payment products to help you secure the best exchange rate and make the most out of your money transfers.

Types of Payments

Our different types of international payment and foreign exchange products can help you to secure the most favourable exchange rate. Whether you’re looking to make a transfer today or lock the current rate for the future, our dedicated team will find the perfect payment option for you.  

Speed boat on the ocean – personalised currency service. Help your money go further with our tailored currency service and FX guidance.

Personalised Service

Make your money go further with our personalised currency services. With RationalFX, you can receive personalised guidance from our team throughout your currency exchange, providing you with hassle-free, convenient and cost-effective international payments.

Greyscale lighthouse on a ridge next to the ocean with waves – RationalFX security and frequently asked questions.

Security and FAQs

You’re in safe hands. RationalFX is authorised by the Financial Conduct Authority (FCA) as a payment institution and is regulated as a money transmitter by Her Majesty’s Revenue and Customs (HMRC). Got a question about our services? Look at our frequently asked questions…



Please note:

Rates shown above are Interbank rates which show where the wider market is currently trading and aren’t indicative of the currency rates we can offer. For current availability rates and to view more currencies, please log in to your online account or contact us. Rates are provided by TradingView.

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